/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.static{position:static}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.table{display:table}.grow{flex-grow:1}}:root{--canvas:#f4f1e9;--paper:#fffdf8;--ink:#17211d;--ink-soft:#3f4b45;--muted:#6e7873;--line:#d8d5cc;--green:#3d725a;--green-pale:#dbe9df;--gold:#d8a95f;--blue-gray:#aab4b1}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--canvas);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{color:inherit}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.site-header{z-index:20;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#f4f1e9f5;border-bottom:1px solid #17211d24;grid-template-columns:1fr auto 1fr;align-items:center;gap:26px;height:64px;padding:0 clamp(18px,4vw,54px);display:grid;position:sticky;top:0}.brand{letter-spacing:-.02em;align-items:center;gap:12px;width:fit-content;font-weight:760;display:inline-flex}.brand-mark{background:var(--ink);width:32px;height:32px;color:var(--paper);letter-spacing:.03em;border-radius:50%;place-items:center;font-family:Georgia,serif;font-size:12px;display:grid}.site-header nav{color:var(--ink-soft);gap:32px;font-size:14px;display:flex}.site-header nav a:hover{color:var(--green)}.search{border:1px solid var(--line);background:#fffdf8bf;border-radius:999px;justify-self:end;align-items:center;gap:8px;width:min(240px,100%);height:38px;padding:0 12px;display:flex;position:relative}.search input{width:100%;min-width:0;color:var(--ink);background:0 0;border:0;outline:0}.search input::placeholder{color:#8a928e}.search-results{border:1px solid var(--line);background:var(--paper);z-index:40;border-radius:10px;width:min(360px,100vw - 36px);position:absolute;top:calc(100% + 8px);right:0;overflow:hidden;box-shadow:0 18px 38px #17211d24}.search-results a{border-bottom:1px solid #e5e2da;grid-template-columns:1fr auto;align-items:center;gap:12px;padding:12px 14px;display:grid}.search-results a:last-child{border-bottom:0}.search-results a:hover,.search-results a:focus{background:#f8f6ef;outline:0}.search-results span{color:var(--ink);font-size:13px;font-weight:800}.search-results small{color:var(--muted);letter-spacing:.1em;text-transform:uppercase;font-size:10px;font-weight:800}.search-results p{color:var(--muted);margin:0;padding:12px 14px;font-size:13px}.hero{max-width:1248px;margin:0 auto;padding:24px clamp(18px,4vw,54px) 16px}.compact-hero{padding-bottom:14px}.home-hero{grid-template-columns:1fr 320px;align-items:stretch;gap:28px;max-width:1248px;margin:0 auto;padding:34px clamp(18px,4vw,54px) 28px;display:grid}.home-hero-copy h1{max-width:780px;margin:0;font-size:clamp(40px,6vw,76px);line-height:.96}.home-hero-copy>p:not(.eyebrow){max-width:560px;color:var(--ink-soft);margin:12px 0 0;font-size:clamp(16px,1.6vw,20px);line-height:1.45}.home-actions{flex-wrap:wrap;gap:10px;margin-top:22px;display:flex}.home-actions .primary-button{background:var(--ink);width:fit-content;min-width:210px;color:var(--paper);padding:0 24px}.home-actions .primary-button:hover{background:#2a352f}.secondary-button{border:1px solid var(--line);min-height:54px;color:var(--ink-soft);background:#fffdf8ad;border-radius:11px;justify-content:center;align-items:center;padding:0 22px;font-weight:800;display:inline-flex}.secondary-button:hover{border-color:var(--green);color:var(--green)}.hero-panel{border:1px solid var(--line);background:var(--paper);border-radius:10px;flex-direction:column;justify-content:space-between;align-self:stretch;min-height:210px;padding:22px;display:flex;box-shadow:0 10px 28px #17211d0d}.hero-panel span{color:var(--green);letter-spacing:.14em;text-transform:uppercase;font-size:12px;font-weight:800;display:block}.hero-panel strong{letter-spacing:-.03em;margin-top:12px;font-family:Georgia,serif;font-size:28px;line-height:1;display:block}.hero-panel p{color:var(--muted);line-height:1.6}.hero-panel a{border:1px solid var(--ink);border-radius:10px;justify-content:center;align-items:center;min-height:48px;font-weight:800;display:flex}.hero-panel a:hover{background:var(--ink);color:var(--paper)}.breadcrumbs{color:var(--muted);align-items:center;gap:9px;margin-bottom:14px;font-size:12px;display:flex}.breadcrumbs a:hover{color:var(--green)}.hero-copy{display:block}.eyebrow{color:var(--green);letter-spacing:.16em;text-transform:uppercase;margin:0 0 10px;font-size:12px;font-weight:800}h1,h2{letter-spacing:-.035em;font-family:Georgia,Times New Roman,serif;font-weight:600}h1{margin:0;font-size:clamp(34px,4vw,54px);line-height:1}.hero-copy>p{max-width:480px;color:var(--ink-soft);margin:0 0 5px;font-family:Georgia,serif;font-size:clamp(20px,2vw,27px);line-height:1.4}.calculator-shell{grid-template-columns:minmax(570px,1.35fr) minmax(340px,.78fr) 220px;align-items:stretch;gap:14px;max-width:1248px;margin:0 auto;padding:0 clamp(18px,4vw,54px) 42px;display:grid}.calculator-shell.two-column{grid-template-columns:minmax(570px,1.25fr) minmax(360px,.75fr)}.input-card,.results-card,.sponsor-card{border-radius:10px}.input-card{background:var(--paper);border:1px solid var(--line);padding:22px;box-shadow:0 10px 28px #17211d0d}.card-heading{justify-content:space-between;align-items:start;margin-bottom:18px;display:flex}.card-heading h2{margin:0;font-size:22px}.text-button{color:var(--green);cursor:pointer;background:0 0;border:0;padding:3px;font-weight:700}.text-button:hover{text-decoration:underline}.field-grid,.advanced-fields{grid-template-columns:1fr 1fr;gap:14px;display:grid}.field{min-width:0;color:var(--ink-soft);flex-direction:column;gap:7px;font-size:13px;font-weight:700;display:flex}.field small{color:var(--muted);font-weight:500}.input-wrap,select{background:#fff;border:1px solid #c9c6bd;border-radius:8px;align-items:center;height:44px;transition:border-color .16s,box-shadow .16s;display:flex}.input-wrap:focus-within,select:focus{border-color:var(--green);outline:0;box-shadow:0 0 0 3px #3d725a24}.input-wrap b{color:var(--muted);padding:0 0 0 15px;font-weight:600}.input-wrap input{width:100%;min-width:0;height:100%;color:var(--ink);background:0 0;border:0;outline:0;padding:0 12px 0 8px;font-size:16px;font-weight:730}.input-wrap.percent input{padding-left:15px}.input-wrap.percent b{padding:0 15px 0 0}.split-inputs{grid-template-columns:1fr 92px;gap:10px;display:grid}select{width:100%;color:var(--ink);cursor:pointer;padding:0 12px;font-size:15px}.range{width:100%;accent-color:var(--green);cursor:pointer;height:5px}.loan-summary{color:var(--muted);border-top:1px solid #e3e0d8;justify-content:space-between;margin-top:18px;padding-top:14px;font-size:13px;display:flex}.loan-summary strong{color:var(--ink-soft)}.advanced-toggle{cursor:pointer;width:100%;color:var(--ink-soft);background:0 0;border:0;border-top:1px solid #e3e0d8;justify-content:space-between;align-items:center;margin-top:14px;padding:16px 0 0;font-weight:700;display:flex}.advanced-toggle b{background:var(--green-pale);width:22px;height:22px;color:var(--green);border-radius:50%;place-items:center;margin-right:8px;display:inline-grid}.advanced-fields{border-top:1px solid #e3e0d8;margin-top:14px;padding-top:16px;animation:.18s both reveal}.results-card{background:var(--ink);color:var(--paper);flex-direction:column;padding:24px 22px;display:flex;overflow:hidden;box-shadow:0 10px 28px #17211d1a}.results-card .eyebrow{color:#a9c9b7}.primary-result{letter-spacing:-.045em;margin:6px 0;font-family:Georgia,serif;font-size:clamp(38px,3.6vw,52px);line-height:1}.primary-result span{color:#aab7b0;letter-spacing:-.02em;margin-left:3px;font-family:Inter,sans-serif;font-size:17px}.result-caption{color:#aab7b0;margin:0;font-size:14px}.ai-copy-button{color:#dbe9df;cursor:pointer;background:#dbe9df17;border:1px solid #dbe9df80;border-radius:8px;width:fit-content;min-height:34px;margin-top:14px;padding:0 13px;font-size:12px;font-weight:800}.ai-copy-button:hover{background:#dbe9df29}.result-visual{grid-template-columns:112px 1fr;align-items:center;gap:16px;margin:24px 0;display:grid}.cost-ring{--principal:70%;--tax:90%;--insurance:100%;aspect-ratio:1;background:conic-gradient(#91b9a3 0 var(--principal), var(--gold) var(--principal) var(--tax), var(--blue-gray) var(--tax) var(--insurance), #617c6d var(--insurance) 100%);border-radius:50%;place-items:center;width:112px;display:grid;position:relative}.cost-ring:before{content:"";background:var(--ink);border-radius:50%;position:absolute;inset:17px}.cost-ring span{z-index:1;text-align:center;display:grid}.cost-ring strong{font-family:Georgia,serif;font-size:17px}.cost-ring small{color:#aab7b0}.legend{gap:12px;min-width:0;display:grid}.legend>div{color:#b8c3bd;grid-template-columns:9px 1fr auto;align-items:center;gap:8px;font-size:12px;display:grid}.legend i{background:#91b9a3;border-radius:50%;width:8px;height:8px}.legend i.tax{background:var(--gold)}.legend i.insurance{background:var(--blue-gray)}.legend i.hoa{background:#617c6d}.legend i.extra{background:#dbe9df}.legend strong{color:var(--paper)}.total-row{border-top:1px solid #ffffff2e;justify-content:space-between;align-items:end;margin-top:auto;padding:16px 0;font-size:13px;display:flex}.total-row strong{font-family:Georgia,serif;font-size:23px}.metric-stack{border-top:1px solid #ffffff2e;gap:0;margin:22px 0;display:grid}.metric-stack>div{color:#b8c3bd;border-bottom:1px solid #ffffff2e;justify-content:space-between;gap:16px;padding:12px 0;font-size:13px;display:flex}.metric-stack strong{color:var(--paper)}.primary-button{background:var(--green-pale);color:#254c3b;border-radius:8px;justify-content:center;align-items:center;gap:10px;min-height:44px;font-weight:800;transition:transform .16s,background .16s;display:flex}.primary-button:hover{background:#e8f2eb;transform:translateY(-2px)}.sponsor-card{border:1px solid var(--line);background:#fffdf87a;flex-direction:column;padding:20px 18px;display:flex}.sponsor-card>p:first-child{color:var(--muted);text-transform:uppercase;letter-spacing:.14em;margin:0 0 34px;font-size:9px}.sponsor-card h2{margin:0 0 14px;font-size:25px;line-height:1.06}.sponsor-card h2+p{color:var(--muted);font-size:13px;line-height:1.55}.sponsor-card button{border:1px solid var(--ink);cursor:pointer;background:0 0;border-radius:10px;min-height:48px;margin-top:auto;font-weight:800}.sponsor-card button:hover{background:var(--ink);color:var(--paper)}.sponsor-card small{color:#929993;text-align:center;margin-top:14px;font-size:9px}.breakdown-section,.related-section,.directory-section{padding:42px max(18px,50vw - 624px)}.breakdown-section{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#ebe8df}.section-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:22px;display:flex}.section-heading h2,.method-section h2{margin:0;font-size:clamp(28px,3vw,40px);line-height:1}.section-heading>p{max-width:450px;color:var(--muted);margin:0;line-height:1.55}.insight-grid{grid-template-columns:1.65fr .85fr;gap:20px;display:grid}.chart-card,.numbers-card,.schedule{background:var(--paper);border:1px solid var(--line);border-radius:18px}.chart-card{padding:30px}.chart-heading{color:var(--muted);justify-content:space-between;align-items:start;margin-bottom:27px;font-size:12px;display:flex}.chart-heading>div{gap:5px;display:grid}.chart-heading strong{color:var(--ink);font-family:Georgia,serif;font-size:27px}.balance-chart{gap:14px;display:grid}.chart-row{color:var(--muted);grid-template-columns:55px 1fr 82px;align-items:center;gap:12px;font-size:11px;display:grid}.chart-row>div{background:#e8e6df;border-radius:20px;height:9px;overflow:hidden}.chart-row i{border-radius:inherit;background:var(--green);min-width:2px;height:100%;transition:width .24s;display:block}.chart-row strong{text-align:right;color:var(--ink-soft);font-size:11px}.numbers-card{flex-direction:column;padding:30px;display:flex}.numbers-card>div{color:var(--muted);border-bottom:1px solid #e5e2da;justify-content:space-between;gap:16px;padding:18px 0;font-size:13px;display:flex}.numbers-card strong{color:var(--ink)}.numbers-card .saving{background:var(--green-pale);color:var(--green);border:0;border-radius:12px;grid-template-columns:1fr auto;margin-top:auto;padding:16px;display:grid}.saving small{grid-column:1/-1;margin-top:5px}.schedule{margin-top:20px;padding:0 30px}.schedule.flat-table{margin-top:0;padding:0 30px 24px}.schedule summary{cursor:pointer;justify-content:space-between;align-items:center;min-height:70px;font-weight:750;list-style:none;display:flex}.schedule summary::-webkit-details-marker{display:none}.table-scroll{padding-bottom:24px;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:650px}th,td{text-align:right;border-top:1px solid #e6e3dc;padding:13px 10px;font-size:12px}th:first-child,td:first-child{text-align:left}th{color:var(--muted)}.method-section{grid-template-columns:.8fr 1.2fr;gap:54px;max-width:1248px;margin:0 auto;padding:46px 18px;display:grid}.method-copy{columns:2;color:var(--muted);column-gap:36px;line-height:1.75}.method-copy p{break-inside:avoid;margin:0}.info-hero{max-width:1248px;margin:0 auto;padding:46px clamp(18px,4vw,54px) 24px}.info-hero h1{max-width:830px;font-size:clamp(42px,5.8vw,72px);line-height:.98}.info-hero>p:not(.eyebrow){max-width:710px;color:var(--ink-soft);margin:14px 0 0;font-size:clamp(17px,1.5vw,21px);line-height:1.5}.info-layout{grid-template-columns:260px minmax(0,1fr);align-items:start;gap:24px;max-width:1248px;margin:0 auto;padding:0 clamp(18px,4vw,54px) 56px;display:grid}.info-aside{border:1px solid var(--line);color:var(--muted);background:#fffdf89e;border-radius:10px;gap:8px;padding:18px;font-size:12px;display:grid;position:sticky;top:88px}.info-aside span{text-transform:uppercase;letter-spacing:.14em;font-size:10px;font-weight:800}.info-aside strong{color:var(--ink);letter-spacing:-.03em;font:600 22px Georgia,serif}.info-aside a{color:var(--green);overflow-wrap:anywhere;font-weight:800}.info-content{border:1px solid var(--line);background:var(--paper);border-radius:10px;box-shadow:0 10px 28px #17211d0d}.info-content section{border-bottom:1px solid #e5e2da;grid-template-columns:230px minmax(0,1fr);gap:30px;padding:28px 30px;display:grid}.info-content section:last-child{border-bottom:0}.info-content h2{margin:0;font-size:25px;line-height:1.05}.info-content p{color:var(--ink-soft);margin:0;line-height:1.75}.info-content p+p{margin-top:14px}.info-content ul{color:var(--ink-soft);margin:0;padding-left:18px;line-height:1.7}.info-content li+li{margin-top:8px}.info-content a{color:var(--green);text-underline-offset:3px;font-weight:800;text-decoration:underline}.related-section{background:var(--paper)}.related-section .section-heading{margin-bottom:14px}.directory-section{background:var(--paper);border-top:1px solid var(--line)}.directory-section-alt{background:#f8f6ef}.directory-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.directory-grid.compact{border:1px solid var(--line);border-bottom:0;grid-template-columns:1fr 1fr;gap:0}.directory-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper);flex-direction:column;min-height:210px;padding:22px;transition:background .16s,color .16s;display:flex}.directory-card:hover{background:#f8f6ef}.directory-card>span{color:var(--green);font:15px Georgia,serif}.directory-card small{color:var(--muted);letter-spacing:.14em;text-transform:uppercase;margin-top:18px;font-size:11px;font-weight:800}.directory-card h3{letter-spacing:-.03em;margin:24px 0 8px;font:600 24px/1.04 Georgia,serif}.directory-card p{color:var(--muted);font-size:13px;line-height:1.6}.directory-card b{color:var(--green);margin-top:auto;font-size:12px}.directory-grid.compact .directory-card{border-right:0;grid-template-columns:34px 1fr 74px 48px;align-items:center;gap:12px;min-height:0;padding:13px 16px;display:grid}.directory-grid.compact .directory-card:nth-child(odd){border-right:1px solid var(--line)}.directory-grid.compact .directory-card>span{color:var(--muted);font:13px Georgia,serif}.directory-grid.compact .directory-card h3{letter-spacing:0;margin:0;font:700 15px/1.25 Inter,ui-sans-serif,sans-serif}.directory-grid.compact .directory-card small{letter-spacing:.08em;white-space:nowrap;margin:0;font-size:10px}.directory-grid.compact .directory-card b{white-space:nowrap;justify-self:end;margin:0;font-size:11px}.muted-card{color:#727b76;background:#fbfaf6}.muted-card b{color:var(--muted)}.seo-section{grid-template-columns:minmax(0,1fr) minmax(320px,.75fr);gap:24px;max-width:1248px;margin:0 auto;padding:44px clamp(18px,4vw,54px);display:grid}.seo-main,.faq-list{border:1px solid var(--line);background:#fffdf8b8;border-radius:10px;box-shadow:0 10px 28px #17211d0a}.seo-main{padding:28px}.seo-main h2{margin:0 0 12px;font-size:clamp(28px,3vw,40px);line-height:1}.seo-main p{color:var(--ink-soft);margin:0;line-height:1.65}.seo-main ul{color:var(--ink-soft);margin:18px 0 0;padding-left:18px;line-height:1.7}.seo-main li+li{margin-top:7px}.faq-list{align-self:start;overflow:hidden}.faq-list details{border-bottom:1px solid #e5e2da;padding:18px 20px}.faq-list details:last-child{border-bottom:0}.faq-list summary{cursor:pointer;color:var(--ink);font-weight:800}.faq-list p{color:var(--muted);margin:10px 0 0;font-size:14px;line-height:1.6}.related-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.related-grid article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;min-height:250px;padding:27px;display:flex}.related-grid article>span{color:var(--green);font:15px Georgia,serif}.related-grid h3{letter-spacing:-.03em;margin:38px 0 10px;font:600 25px Georgia,serif}.related-grid p{color:var(--muted);font-size:13px;line-height:1.6}.related-grid b{color:var(--green);margin-top:auto;font-size:12px}footer{background:var(--ink);color:#b7c1bc;grid-template-columns:1fr 1fr 1fr;align-items:end;gap:30px;min-height:150px;padding:36px max(18px,50vw - 624px);font-size:12px;display:grid}.footer-brand{color:var(--paper)}.footer-brand .brand-mark{background:var(--paper);color:var(--ink)}footer>p{text-align:center;margin:0;font-family:Georgia,serif;font-size:17px}footer>div{justify-self:end;gap:20px;display:flex}footer a:hover{color:var(--paper)}@keyframes reveal{0%{opacity:0;transform:translateY(-5px)}}@media (width<=1180px){.calculator-shell,.calculator-shell.two-column{grid-template-columns:1.2fr .8fr}.home-hero{grid-template-columns:1fr;min-height:0}.hero-panel{min-height:240px}.sponsor-card{grid-column:1/-1;grid-template-columns:100px 1fr 1.2fr 190px;align-items:center;gap:20px;min-height:170px;display:grid}.sponsor-card>p:first-child,.sponsor-card h2,.sponsor-card h2+p,.sponsor-card button,.sponsor-card small{margin:0}.sponsor-card small{display:none}.site-header{grid-template-columns:1fr auto}.site-header nav{display:none}}@media (width<=850px){.hero-copy,.calculator-shell,.calculator-shell.two-column,.insight-grid,.method-section,.info-layout,.info-content section,.seo-section{grid-template-columns:1fr}.hero-copy{gap:24px}.hero-copy>p{font-size:20px}.calculator-shell{padding-bottom:48px}.results-card{min-height:600px}.sponsor-card{grid-column:auto;min-height:220px;display:flex}.sponsor-card>p:first-child{margin-bottom:20px}.sponsor-card button{margin-top:24px}.section-heading{flex-direction:column;align-items:start}.related-grid,.directory-grid{grid-template-columns:1fr 1fr}.directory-grid.compact{grid-template-columns:1fr}.directory-grid.compact .directory-card:nth-child(odd){border-right:0}.method-section{gap:35px}.method-copy{columns:1;gap:20px;display:grid}.info-aside{position:static}.info-content section{gap:12px;padding:24px 22px}footer{text-align:left;grid-template-columns:1fr}footer>p{text-align:left}footer>div{flex-wrap:wrap;justify-self:start}}@media (width<=560px){.site-header{height:72px;padding:0 18px}.site-header .brand>span:last-child{display:none}.search{width:210px}.hero{padding:30px 18px 25px}.breadcrumbs{margin-bottom:25px}h1{font-size:50px}.calculator-shell{padding:0 14px 40px}.input-card,.results-card{border-radius:16px;padding:26px 20px}.field-grid,.advanced-fields{grid-template-columns:1fr}.result-visual{grid-template-columns:128px 1fr;gap:16px}.cost-ring{width:128px}.primary-result{font-size:48px}.primary-result span{font-size:14px}.home-hero{padding:46px 18px}.home-hero-copy h1{font-size:62px}.hero-panel{border-radius:16px;padding:24px}.breakdown-section,.related-section,.directory-section{padding:58px 18px}.chart-card,.numbers-card{padding:22px 18px}.related-grid,.directory-grid,.directory-grid.compact{grid-template-columns:1fr}.related-grid article,.directory-card{min-height:210px}.directory-grid.compact .directory-card{grid-template-columns:28px 1fr 44px;min-height:0;padding:12px 13px}.directory-grid.compact .directory-card small{display:none}.method-section{padding:60px 18px}.section-heading h2,.method-section h2{font-size:40px}.info-hero{padding:36px 18px 20px}.info-hero h1{font-size:48px}.info-layout{padding:0 14px 44px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}